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Greed in Business Greed in business focuses on short-term gain at all cost - even if it involves "shady" or illegal actions. This article highlights the danger of uncontrolled greed for short-term gain and the potential long-term failure that often goes hand-in-hand with it. more
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Federal Assistance for Troubled Mortgages Announced The Federal government announced a new program to help homeowners in trouble with mortgage payments. If hardship is proved then one of three options-reduction in interest rate, stretching out of the loan, or conversion of interest into a delayed payment while paying the principle might be offered.
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| Banks Getting Tough on Credit Card Customers Banks are sharply increasing interest rates and reducing balance limits on credit cards. They are passing on the risk of uncertainity in the current economic environment. Lack of regulation can allow them to even double interest rates. more |
| Jobless Rate Highest Since 1994 The October 2008 Jobless rate climbed to 6.5% nationally with 240,000 jobs lost more |
| Planning Corporate Events Using the 5 W's Corporations large or small can spend considerable resources for corporate events. These tips will help make a successful event. more |
| Focused, Optimal Thinking Reduces Distraction For Executives As executives, we are always looking for new ways to make our minds more productive. These tips for optimizing your thinking will provide fresh fodder. more |
| A New Economic Wrinkle:Now the Dollar is Rising Too Fast! As world wide markets are stumbling foreign capital is pouring into the dollar. The dollar and the yen are rising so fast that one bright spot in the American economy, exports, may be in danger. more |
| The Four Federal Programs to Help Homeowners with Mortgage Problems A look at what federal options are available more |
| The Economic Advisors for Obama and McCain debated several issues at The Council of Foreign Relations Attending the meeting were Austan Goolsbee-Professor of Economics and Advisor to Barack Obama, Douglas Holtz-Eakin Professor of Economics and Advisor to John McCain, and Floyd Norris-financial journalist for the New York Times. They addressed the potential effects on the economy and foreign relations of the two competing Presidential campaigns of Barack Obama and John McCain. more |
| The Complete Obama and McCain Tax Plans more |
| Financial Planning in a Divorce Settlement To create an equitable settlement for you and your spouse, it is important to consider the long-term financial impact of the division. more |
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| Former Federal Reserver Chairman Alan Greenspan testified before Congress that the current credit crisis is a "credit tsunami" more |
How to Successfully Navigate Your Business through an Economic Downturn The challenge of successfully navigating your business through an economic downturn lies in the realignment of your business with current economic realities. Specifically, you, as the business owner, need to renew a focus on your core clients/customers, reduce your operating expenses, conserve cash, and manage more proactively, rather than reactively, is paramount. more
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| How To Write A Successful Business Plan Whether you are planning to start a brand-new business, expand an existing company, or get financing for a business venture, you will need to write a business plan. A business plan not only lends your business a sense of credibility, but also helps you to cover all your bases, increasing your chances of success. more |
Investment Strategies for Retirement Will I have enough money in retirement? It’s a question more and more Americans are asking. Baby boomers in particular wonder if they’ll be able to live comfortably and securely when they leave the workaday world. The good news is that you may be able to retire with confidence and enough assets — if you get organized. more |
| Government Could Make Billions From The Mortgage Crisis (But Small Business Could Be Made to Pay the Bill) The mortgage crisis has had a negative impact on everyone, not just homeowners. Elected officials are working hard to pass legislation that is designed to prevent future banking debacles. Unfortunately, history has proven that when legislators over-regulate banks that it tightens the reins on lending. This is done by raising the bar on what it takes to qualify for a mortgage or installment loan. Predictably, it’s the middle class that will feel the pinch more than anyone. Specifically, it’s the middle-class, self employed small business owner that be injured the worst. more |
| Understanding the Mortgage Meltdown; What happened and Who's to Blame It seems quite easy to point fingers at greedy Wall Street titans for causing the sub-prime mortgage crises. They after all, put together the deals that allowed banks to underwrite mortgages and then offload these liabilities to investors. What many fail to realize is that there is no shortage of blame to go around from homeowners buying more home than they could afford to real estate agents looking for more commission dollars. more |
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